You must tap your phone on a contactless payment terminal to make your purchase. You can use the payment method at thousands of stores that support it, including many major retailers. You can also use Apple Pay at physical shops that accept contactless payments - such as McDonald’s and CVS - and online shopping sites like eBay or Target. You can use Apple Pay with your iPhone, iPad, Mac, or Apple Watch, as the app is inbuilt into these devices.Īpple Pay is a fast, convenient way to make payments online using your iPhone or Mac. Apple Pay is a pay-by-phone payment option, a great alternative to cards and cash.